I ask for full payment at the time of service. You may pay in cash or by credit card. I am not a provider for Medicare, Medicaid, L&I or any insurance company. If you have out-of-network provider coverage, you may obtain a fee reimbursement to the extent allowed by your insurance company. I may offer cash discounts to patients when there is a clear and compelling financial contingency.
Medicare: I will see those who have Medicare coverage, but you will need to sign an agreement that neither you nor I will bill Medicare for your visit with me. Such an agreement does not prevent you from seeing other Medicare providers or from having labs, radiology offices, hospitals, or pharmacies bill for their services.
Motor vehicle accidents: I may offer to bill certain Auto Insurance claims if I feel that the insurance carrier is most likely to reimburse me for my services. Some carriers are notorious for delaying or refusing payments. I may choose not to accept the risk of billing them for my services, in which case, payment in full is expected at the time of services rendered. If you have Personal Injury Protection with a reputable carrier, I may choose to bill them for my services. However, if and when your PIP expires, you will be responsible for the bill at the time of service. If you have health insurance that is willing to subrogate with your auto insurance carrier, you may be reimbursed quickly by them.